Dashboard
Total Subscription Spendings
C$ 245.20
Subscription Trend
Active Subscriptions 0
Analytics
January 2026
Rollover Credit
Total Available
C$ 51.70
Analyst Saying
Current subscription volume is High.
Low Usage Detected
3 services are rarely used.
Inquiry BMO
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Credit
Unused Credit
Optimize your spending
C$ 51.70
Recoverable value from
6 subscriptions
Recoverable value from 6 subscriptions
Smart Savings
Credit Discounter
Maximize savings by applying unused credits.
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Transfer your unused $51.70 directly to a High Interest Savings Account.
Rollover Credits
Rogers Mobile
15GB Data Rollover
$28.50
Claude Pro
Low Usage (12 prompts)
$22.00
Hulu No Ads
Watched 2h 40m
$1.20
Netflix Premium
Top 5% Usage
$0.00
Spotify Duo
Avg 1.4hrs/day
$0.00
YouTube Premium
Extensive Usage
$0.00
Credit Discounter
Terms of Service
1. Service Application
By proceeding, you agree to apply selected credits to your active subscriptions. This action will optimize your payment schedule.
2. Authorization
You authorize MySub to analyze your transaction history to identify eligible discounts.
3. Processing Time
Discounts may take up to 24 hours to reflect on your linked banking dashboard.
Analyzing...
Optimizing your credit allocations
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Choose services to apply the discount.